Know all about International Education Loan

Getting a loan to study in another country can be a big help. We at IDP IELTS, understand that quality education is a must. Therefore, we have partnered with ICICI Bank in India to offer you a one-stop solution for education loans that will assist in making your journey towards a better future, convenient and simple.

What does an education loan cover?

It covers tuition fees, living expenses, flights, accommodation, and much more.

Achieve your dream of studying abroad with ICICI Bank iSMART Education Loan

Special offering to IDP students only:

• A discounted loan processing fee for students applying for an education loan before 31st July 2024
• A discounted interest rate for students applying to exclusive universities of IDP
• Pre-approved offers for select IDP IELTS students and their parents, who have an existing relation with ICICI Bank
• No financial co-applicant required for students applying to select list of premium institutes of IDP

Why opt for an ICICI Bank Education Loan?

• Loans of up to Rs 2 crore
• No repayment during the course period, an additional 1-year period for select institutes
• Unsecured loan amount of up to Rs 1 crore for select institutes and also based on GRE/GMAT/12th and other tests
• No margin money is required for select institutes
• Other expenses like student exchange, travel expenses, and laptop are also covered
• Pre-visa disbursal and Pre-admission sanction letter available
• No pre-payment charges
• Flexible options for addition of co-applicant
• End-to-end digital journey and quick turnaround time
• Doorstep services available
• Bundle solutions – Canada GIC, UK Personal Bank Account & Remittance services available
• Insurance is not mandatory